Showing posts with label philadelphia. Show all posts
Showing posts with label philadelphia. Show all posts

Thursday, May 3, 2012

10 Decorating Tips for a Stress-Free Home

Do you like stress?  I don't like stress, it's stressful.  Here's a good reason to do some low-cost redecorating: The choices you make can result in enhanced mood, less stress, and better sleep. To turn your space into a healing haven, follow these easy 10 decorating tips for a stress-free home.

IN THE ENTRYWAY
1. Create a feel-good focal point. The first thing you see when you enter your home should be something you love, whether that's a piece of art, a vase of flowers, or a special souvenir, says Stephanie Roberts, author of Fast Feng Shui: 9 Simple Principles for Transforming Your Life by Energizing Your Home. "A beautiful first impression helps you relax from the get-go."

2. Organize daily debris. If you see old newspapers on the floor and bags of Goodwill donations waiting to be dropped off, you're going to think obligation, not relaxation. "Piles of stuff at your entryway send the message that there's more mess and chaos inside, and who wants to walk into that?" Roberts says. "Have a designated place for every item that enters and exits your house," recommends Paige Rien, an interior designer in New Jersey appearing on HGTV's Hidden Potential. She suggests placing a couple of chic containers near the front door, one for outgoing items and one for incoming things.

IN THE LIVING ROOM
3. Create space. "Our anxiety builds in small spaces if there's too much stuff," says Rien. To reduce the clutter and make the room feel larger, ask yourself if you really need all those end tables or picture frames, and cut anything deemed nonessential. Consider painting a table or bookshelf the same color (or a similar one) as the wall it's up against, so it "disappears" into it. Painting walls white or a light color will also make a smaller room feel more spacious.

4. Light up locations, not whole rooms. "Bright overhead light can make it difficult to wind down at the end of the day. Think about how a casino's lights keep you revved up," says Katherine Grace Morris, PhD, a psychologist in Maryland who specializes in making over people's home and work environments. Use spot lighting for areas where you need brightness, such as next to the sofa where you read, and put overhead lights on dimmers. Also, switch to full-spectrum bulbs, which mimic natural light better than standard ones do. "They cost a bit more, but they're worth it because they create a more soothing natural atmosphere," says Dr. Morris.

5. Create pedestrian-friendly paths. "If you can barely get into a chair without banging your leg on the coffee table, or if the path from the sofa to the door is cramped, rearrange your furniture," says Roberts. "Not being able to safely and easily move about produces anxiety--not to mention an easy way to trip or stub a toe."

6. Simplify your color scheme. Use restraint with patterns and loud colors. If you mix patterns, keep their color schemes similar, and if you like lots of colors, keep patterns to a minimum. "If you have too many bright colors or high-contrast patterns in a room, your eyes are going to be drawn all over the place, making it difficult to relax," says Dr. Morris. Simple designs and colors, on the other hand, are soothing. "The less-is-more rule applies to shelves and tabletops too," adds Rien. "Don't fill them just because they're there. Instead, display just a few pieces that are meaningful."

7. Bring the outdoors in. Being surrounded by natural elements encourages friendlier interactions with others, found a University of Rochester study. For a more peaceful home, bring in a couple of houseplants or hang a mirror across from your largest window to maximize outdoor vantage points. If your view includes more buildings than trees, hang landscape photographs on the walls, says Roberts. 



Wednesday, April 18, 2012

Housing Set for Spring Recovery as ‘Fear Factor’ Fades

Five years after the U.S. housing bust sent sales and prices plunging, the spring home-buying season is pointing to a long-awaited recovery.

Reduced prices, record-low mortgage rates, higher rents and an improving job market appear to be emboldening many would-be buyers. 

Open houses are drawing crowds. A wave of foreclosures is leading investors to grab bargain-priced homes.
And many people seem to have concluded that prices won't drop much further. In some areas, prices have begun to tick up. 

Thursday, March 29, 2012

FNA is doing the Philly Spring Cleanup



Spring is in the air, and once again it’s time to clean up the neighborhood! Come to the check-in spot closest to you: 

Fishtown Rec Center (1202 E. Montgomery Avenue)
NKCDC Garden Center (Frankford & Berks)
Leotah’s Place (York & Coral)
Olde Richmond (Huntingdon & Aramingo)


Brings your gloves! As always, volunteers will be given a ticket to a special BBQ hosted by the great people at Philadelphia Brewing Company after the cleanup. For more information contact Tom Potts: 215-427-0350 x 119 or tpotts@nkcdc.org

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Thursday, February 9, 2012

The Federal government and 49 states have reached an agreement with five large mortgage lenders that will provide underwater homeowners with a modicum of relief and a second chance – and the national (and Philadelphia) real estate market a much-needed boost.


The agreement brings to end a massive investigation into foreclosure abuse launched by all 50 state attorneys general in 2010..

As reported by Bloomberg News, the $25 billion deal includes three main components. One is a $1.5 billion payment to some 750,000 borrowers who lost their homes to foreclosure – an amount that works out to about $2,000 per borrower. A second is a $17 billion fund that will cover debt forgiveness, forbearance, short sales and other forms of assistance for struggling homeowners. The third is a commitment to provide $3 billion towards refinancing of mortgages to lower interest rates.

The five lenders involved are the five largest in the country: Bank of America, JPMorgan, Wells Fargo, Citigroup and Ally Financial. Negotiations continue with several other lenders; if all of those agree to the settlement, the total value of the deal to homeowners could go as high as $40 to $45 billion.

Oklahoma’s attorney general entered into a separate, $18.6 million settlement with the banks.

It could be argued that some form of loan forgiveness would be necessary in order to clear up the foreclosure mess and give the housing market a real forward push. This agreement provides just that while preserving homeowners’ rights to seek legal redress for past abuses. Sounds like a win-win to us. Now let’s see how the market performs in the wake of the settlement.

-By Sandy Smith for PhiladelphiaRealEstate.com

For additional information on the current Philadelphia Real Estate Market or should you want to view available homes for sale even if you want to find the value of your current home; visit www.ThePhillyKind.com